Chester County property record for 412 Winding Stream Rd, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,719 sqft · built 1999 |
| Lot Size | 0.267 acres (11,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Sep 2022) |
| Tax Bill | $889 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-6-122 |
| Primary APN | 21-6-122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,719 sqft Living Area |
| Gross Area | 3,247 sqft |
| Basement Area | 528 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,627 sqft (0.267 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 WINDING STREAM RD |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 86 & DWG |
| Legal Subdivision | STONEY RUN |
| Legal Lot Number | 86 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 311000 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on Record |
| Deed Sale | Sep 2, 2022 · Amount on Record |
| Prior Sale | Sep 18, 2012 · Amount on Record |
| Deed Document Number | 202211943833 |
| Deed Book / Page | 10941 / 812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 2, 2022 |
| Property Address | 412 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Document Number | 0109410812 |
| Book / Page | 10941 / 812 |
| Map Reference | PL 13736 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 11943833 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | PATRIOT LAND TRANSFER INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 412 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Document Number | 0011943834 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 11943834 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 412 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 412 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Document Number | 0107580719 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 10758/719 |
| Instrument | 11891091 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 250 Months |
| Due | Oct 1, 2042 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $889.00 (-89.41%) | $204,330 (-) Land $45,130 Building $159,200 | $205,950 (-) Land $45,130 Building $160,820 |
| 2025 | $204,330 (-) Land $45,130 Building $159,200 | $205,950 (-) Land $45,130 Building $160,820 | |
| 2024 | $8,392.00 | $204,330 Land $45,130 Building $159,200 | |
| 1998 | $205,950 Land $45,130 Building $160,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures