400 Webster Rd, Independence, KY 41051 Property Records

Kenton County property record for 400 Webster Rd, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,012 sqft · built 1960
Lot Size	4.7 acres (204,993 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Jun 2025)
Tax Bill	$6,687 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-00-00-027.00`

Property Details

APN / Parcel Number

Primary APN	`032-00-00-027.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,012 sqft Finished Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	204,993 sqft (4.7 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Geothermal
Heating Fuel	Electric

Location & Zoning

Street Address	400 WEBSTER RD
City	INDEPENDENCE
State	KY
Zip	41051-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.7058 ACS SWS WEBSTER RD S INDEP STA RD
Legal Subdivision	MARTHA M HOFFMANS LANDS
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3016
Census Tract	63604

Owner

400 Webster Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 WEBSTER RD, INDEPENDENCE, KY 41051-8730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 3, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Deed Document Number	2025132
Deed Book / Page	348 / 326
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 20, 2025
Property Address	400 WEBSTER RD, INDEPENDENCE, KY 41051-8730
Document Number	0005900132
Book / Page	KC 348 / 326
Instrument Date	Jun 12, 2025
Instrument	25062005900132
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1470 GRAND LEDGE CT, INDEPENDENCE, KY 41051-7582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 WEBSTER RD, INDEPENDENCE, KY 41051-8730

Mortgage

Document Number	0005900133
Date	Jun 20, 2025
Instrument	25062005900133

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 3, 2024
Property Address	400 WEBSTER RD, INDEPENDENCE, KY 41051-8730
Document Number	0005900048
Book / Page	KC 303 / 1
Instrument Date	Aug 29, 2024
Instrument	24090305900048
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1945 VIOLET RD, CRITTENDEN, KY 41030-8521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 WEBSTER RD, INDEPENDENCE, KY 41051-8730

Mortgage

Document Number	0005900049
Date	Sep 3, 2024
Instrument	24090305900049

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	400 WEBSTER RD, INDEPENDENCE, KY 41051-8730
Document Number	000M570949
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 WEBSTER RD INDEPENDENCE KY 410518730, INDEPENDENCE, KY 41051-8730

Mortgage

Document Number	000M570949
Date	Jun 16, 2020
Book Page	000M57/000949

Lender

Name	CITIZENS FED'L S&L
Type	Federal Savings Bank
Address	COVINGTON, KY 41011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 400 Webster Rd was $6,687.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,000 (+4.17%) Land $75,000 Building $524,000	$599,000 (+4.17%) Land $75,000 Building $524,000
2025	$6,687.00	$575,000 Land $75,000 Building $500,000	$575,000 Land $75,000 Building $500,000
2023	$2,912.00	$230,800 Land $35,800 Building $195,000	$230,800 Land $35,800 Building $195,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Webster Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Webster Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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