281 Webster Rd, Independence, KY 41051 Property Records

Kenton County property record for 281 Webster Rd, Independence, KY 41051

Property Summary

Property Type	Other Improved
Details	1 bd · 1,087 sqft
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-00-00-064.00`

Property Details

APN / Parcel Number

Primary APN	`032-00-00-064.00`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,087 sqft Finished Area
Gross Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 WEBSTER RD
City	INDEPENDENCE
State	KY
Zip	41051-8729
Property Category	Other
Property Type	Other > Other Improved
Legal Description	0.52 ACS WS WEBSTER RD NS CSX RR
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3020
Census Tract	63604

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1045 EATON DR, FT WRIGHT, KY 41017-9655
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer
Sep 16, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED FAITH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jan 13, 1999 · Amount on Record
Deed Document Number	2022140
Deed Book / Page	185 / 660
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2022
Property Address	281 WEBSTER RD, INDEPENDENCE, KY 41051-8729
Document Number	0005900140
Book / Page	185 / 660
Instrument Date	Aug 19, 2022
Instrument	22082305900140
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 WEBSTER RD, 281, INDEPENDENCE, KY 41051-8729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 EATON DR, FT WRIGHT, KY 41017-9655

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	281 WEBSTER RD, INDEPENDENCE, KY 41051-8729
Document Number	0000000172
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 WEBSTER RD INDEPENDENCE KY 410518729, INDEPENDENCE, KY 41051-8729

Mortgage

Document Number	0000000172
Date	Dec 18, 2020
Book Page	00M143/000129
Instrument	172

Lender

Name	UNITED FAITH MTG
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2025	Additional exemption filed	$25,000 (-87.18%) Land $25,000	$25,000 (-87.18%) Land $25,000
2023	Additional exemption filed	$195,000 Land $10,000 Building $185,000	$195,000 Land $10,000 Building $185,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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