399 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 399 Warwick St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1983
Lot Size	0.092 acres (4,020 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Oct 2024)
Tax Bill	$10,363 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-022-032`

Property Details

APN / Parcel Number

Primary APN	`022-022-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	4,020 sqft (0.092 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	399 WARWICK ST
City	CAMBRIA
State	CA
Zip	93428-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 1 BL 10 LTS 23 & 24
Legal Subdivision	CAMBRIA PINES 01
Legal Block	10
Legal Lot Number	23,24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1035
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	399 WARWICK ST, CAMBRIA, CA 93428-2321
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG
Mar 19, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BLOUGH FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Oct 6, 2004 · Amount on Record
Deed Document Number	202430752
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	0000009468
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	399 WARWICK ST, CAMBRIA, CA 93428-2321
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 SHELTER RIDGE PL, NIPOMO, CA 93444-5720

Mortgage

Document Number	0000003940
Date	Feb 10, 2023
Instrument	2023003940

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	399 WARWICK ST, CAMBRIA, CA 93428-2321
Document Number	0000016481
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 SHELTER RIDGE PL NIPOMO CA 934445720, NIPOMO, CA 93444-5720

Mortgage

Document Number	0000016481
Date	Apr 3, 2020
Instrument	16481

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2035

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 19, 2019
Property Address	399 WARWICK ST, CAMBRIA, CA 93428-2321
Document Number	0000009468
Instrument Date	Mar 14, 2019
Instrument	9468
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 SHELTER RIDGE PL NIPOMO CA 934445720, NIPOMO, CA 93444-5720

Mortgage

Document Number	9469
Date	Mar 19, 2019
Instrument	9469

Lender

Name	BLOUGH FAMILY TRUST (PT)
Address	2637 LORENCITA DR, SANTA MARIA, CA 93455-1621

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,000 (+2%) Land $612,000 Building $357,000
2025	$10,363.00 (+1.39%)	$950,000 (+1.3%) Land $600,000 Building $350,000
2023	$10,221.00 (+1.99%)	$937,836 Land $602,897 Building $334,939
2022	$10,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Verizon.

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