400 W Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 400 W Central Ave, Tracy, CA 95376

Property Summary

Property TypeApartments (5+ Units)
Details573 bd · 258,520 sqft · built 1987
Lot Size16.7 acres (729,194 sqft)
Owner2 Individual Names on Record
Tax Bill$558,071 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN246-120-010-000

Property Details

APN / Parcel Number

Primary APN246-120-010-000
Alternative APN
  • 246-120-01

Interior

Bedrooms20 Beds
Full Baths20 Baths
Units324 Units
Stories2 Stories
Building Area258,520 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area729,194 sqft (16.7 acres)
Garage TypeCarport
CarportCarport
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number246-120-01
Street Address400 W CENTRAL AVE
CityTRACY
StateCA
Zip95376-9162
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionTRACT 1455 LOT 128
Legal SubdivisionSYCAMORE VILLAGE
Legal Tract1455
Legal Block2
Legal Lot Number128
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2010
Census Tract5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1600 S MAIN ST, 150, WALNUT CREEK, CA 94596-5341
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address400 W CENTRAL AVE, TRACY, CA 95376-9162
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 S MAIN ST 150, 150, WALNUT CREEK, CA 94596-5341

Mortgage

Document Number0000164693
DateSep 30, 2021
Instrument2021-164693
Lender
NameM&T REALTY CAPITAL CORPORATION
TypeNon-Lending Institution
AddressBALTIMORE, MD 21201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$558,071.00 (+78.93%)
2025$311,897.00 (+10.15%)$24,917,685 (+4.33%) Land $5,303,446 Building $19,614,239
2023$283,145.00 (+2.22%)$23,884,239 Land $5,097,507 Building $18,786,732
2022$277,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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