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295 W Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 295 W Central Ave, Tracy, CA 95376 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,312 sqft Living Area
Lot Size6,200 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$432,000 (2020)
Tax Bill$5,437.00 (2025)

Property Details

APN / Parcel Number

Primary APN246-100-340-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,312 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area6,200 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address295 W CENTRAL AVE
CityTRACY
StateCA
Zip95376-8147
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREDRAW 881103 FR ORIG APN 237700349
Legal SubdivisionSYCAMORE VILLAGE UNIT #2
Legal Tract1901
Legal Lot Number46
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup1
Census Block1020
Census Tract5208

Owner

Source: San Joaquin County records · APN 246-100-340-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address295 W CENTRAL AVE, TRACY, CA 95376-8147
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Feb 15, 2019Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Jan 17, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Prior SaleFeb 15, 2019
Deed Doc Number2020-067859
Record RefreshedJun 07, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 10, 2020
Property Address295 W CENTRAL AVE, TRACY, CA 95376-8147
Document Number0000067859
Map ReferenceVOL 26 PG 159
Instrument DateApr 17, 2020
Instrument2020-067859
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 W CENTRAL AVE, TRACY, CA 95376-8147

Mortgage

Document Number0000067860
DateJun 10, 2020
Instrument2020-067860
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 15, 2019
Property Address295 W CENTRAL AVE, TRACY, CA 95376-8147
Document Number0000016127
Map ReferenceVOL 26 PG 159
Instrument DateFeb 12, 2019
Instrument2019-016127
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanySTEWART TITLE NORTH BAY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address295 W CENTRAL AVE, TRACY, CA 95376-8147

Mortgage

Document Number0000016128
DateFeb 15, 2019
Instrument2019-016128
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 17, 2017
Property Address295 W CENTRAL AVE, TRACY, CA 95376-8147
Document Number0000007327
Map ReferenceMAP26 PG159
Instrument DateJan 11, 2017
Instrument2017-007327
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address295 W CENTRAL AVE, TRACY, CA 95376-8147

Mortgage

Document Number0000007328
DateJan 17, 2017
Instrument2017-007328
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,437.00 (+10.26%) Homeowner's exemption$472,450 (+4.04%) Land $131,235 Building $341,215
2023$4,931.00 (+2.11%) Homeowner's exemption$454,106 Land $126,140 Building $327,966
2022$4,829.00

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