400 Union St, Plainwell, MI 49080 Property Records

Allegan County property record for 400 Union St, Plainwell, MI 49080

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,499 sqft · built 1937
Lot Size0.214 acres (9,322 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Dec 2023)
Tax Bill$2,313 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN55-150-013-00

Property Details

APN / Parcel Number

Primary APN55-150-013-00
Alternative APN
  • 03-55-150-013-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,499 sqft Living Area
1st Floor Area940 sqft
Basement Area736 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area9,322 sqft (0.214 acres)
Lot Dimensions148 ft deep x 63 ft wide
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address400 UNION ST
CityPLAINWELL
StateMI
Zip49080-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 13 CLEMENT'S ADDITION
Legal SubdivisionCLEMENTS ADD
Legal Lot Number13
JurisdictionALLEGAN MI
Township / Civil DivisionPLAINWELL
Census Block Group3
Census Block3012
Census Tract32000

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 UNION ST, PLAINWELL, MI 49080-2003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
CONSUMERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Prior SaleMar 17, 2005 · Amount on Record
Deed Document Number202318993
Deed Book / Page4912 / 319
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateDec 29, 2023
Property Address400 UNION ST, PLAINWELL, MI 49080-2003
Document Number004912/319
Book / Page4912 / 319
Map ReferenceLB 3 PG 3
Instrument DateDec 14, 2023
Instrument2023018993
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 UNION ST, PLAINWELL, MI 49080-2003

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address425 MILL ST APT 7, 7, WAYLAND, MI 49348-1548

Mortgage

Document Number2023018994
DateDec 29, 2023
Instrument2023018994
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address400 UNION ST, PLAINWELL, MI 49080-2003
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4342/718
DateMay 9, 2019
Book Page4342/718
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityPlainwell City
Unified School DistrictPlainwell Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,500 (+3.56%) Land $18,600 Building $88,900$215,000 (+3.56%) Land $37,200 Building $177,800
2025$2,313.00 (+2.16%) Homeowner's exemption$103,800 (+28.31%) Land $17,900 Building $85,900$207,600 (+28.31%) Land $35,800 Building $171,800
2024$2,264.00 (+10.76%)
2023$80,900 Land $14,000 Building $66,900$161,800 Land $28,000 Building $133,800
2022$2,044.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLAINWELL
serves 3,998 people · EPA ID MI0005380
Water SourceGroundwater
Last State InspectionNov 2024
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number