400 Thoroughbred Cir, Reno, NV 89508 Property Records

Washoe County property record for 400 Thoroughbred Cir, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,530 sqft · built 2006
Lot Size	10.2 acres (444,748 sqft)
Owner	Trust Name on File
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-101-10`

Property Details

APN / Parcel Number

Primary APN	`078-101-10`
Alternative APN	`102003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,530 sqft Living Area
1st Floor Area	3,530 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	444,748 sqft (10.2 acres)
Garage Type	Attached
Garage Area	1,138 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	4,708 sqft
Breezeway	Breezeway
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	102003
Street Address	400 THOROUGHBRED CIR
City	RENO
State	NV
Zip	89508-6556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	ROS 687 LT 312
Legal Range	18
Legal Township	23
Legal Section	21
Legal Subdivision	*
Legal Lot Number	312
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2013
Census Tract	3501

Owner

400 Thoroughbred Cir is owner-occupied and held in a trust since November 2019.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Trust Name on File
Mailing Address	400 THOROUGHBRED CIR, RENO, NV 89508-6556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2007
Deed Sale	Aug 20, 2007
Prior Sale	Aug 21, 2007
Deed Document Number	0003566934
Last Transfer Date	Nov 5, 2019
Transfer Doc	0004969673
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	400 THOROUGHBRED CIR, RENO, NV 89508-6556
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005217818
Date	Aug 23, 2021
Instrument	5217818

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 1, 2036

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Nov 5, 2019
Property Address	400 THOROUGHBRED CIR, RENO, NV 89508-6556
Document Number	0004969673
Instrument Date	Oct 17, 2019
Instrument	4969673
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 THOROUGHBRED CIR RENO NV 895086556, RENO, NV 89508-6556

Mortgage

Document Number	4969674
Date	Nov 5, 2019
Instrument	4969674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 400 Thoroughbred Cir was $4,904.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00	$272,929 Land $28,000 Building $244,929	$779,797 Land $80,000 Building $699,797
2023	$4,623.00	$254,656 Land $21,700 Building $232,956	$727,589 Land $62,000 Building $665,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Thoroughbred Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Thoroughbred Cir is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Plumas-Sierra Telecommunications Fixed Wireless · not low latency	50 / 10
Nehalem Telecom DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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