400 Sylvan Ln, Midland, MI 48640 Property Records

Midland County property record for 400 Sylvan Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 1989
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$347,900 (Apr 2024)
Tax Bill	$4,607 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-30-724`

Property Details

APN / Parcel Number

Primary APN	`14-04-30-724`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,239 sqft
Basement Area	801 sqft
Unfinished Basement	801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 SYLVAN LN
City	MIDLAND
State	MI
Zip	48640-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 36 SYLVAN ACRES NO 2
Legal Subdivision	SYLVAN ACRES
Legal Lot Number	36
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1009
Census Tract	290901

Owner

400 Sylvan Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Midland County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3800 WINDY PINES LNDG, PORTSMOUTH, VA 23703-5332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · VA Mortgage INDEPENDENT BANK
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit WILDFIRE CU
Aug 14, 2019	Warranty Deed, Transfer
Dec 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Aug 14, 2019 · Amount on File
Prior Transfer Date	Feb 17, 2016
Prior Transfer Doc	1593/1453
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 9, 2024
Property Address	400 SYLVAN LN, MIDLAND, MI 48640-7315
Document Number	001671/961
Book / Page	1671 / 961
Map Reference	LB I PG 18
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 SYLVAN LN, MIDLAND, MI 48640-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 WINDY PINES LNDG, PORTSMOUTH, VA 23703-5332

Mortgage

Document Number	0001671962
Date	Apr 9, 2024
Instrument	1671/962

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	400 SYLVAN LN, MIDLAND, MI 48640-7315
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SYLVAN LN, MIDLAND, MI 48640-7315

Mortgage

Document Number	001667/172
Date	Aug 21, 2023
Book Page	1667/172

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 14, 2019
Property Address	400 SYLVAN LN, MIDLAND, MI 48640-7315
Document Number	01626/00943
Book / Page	01626 / 00943
Instrument Date	Aug 12, 2019
Instrument	01626-00943
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,943.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 E MIER RD, 2901, MIDLAND, MI 48642-8327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2878 CLAYBURN RD, SAGINAW, MI 48603-3162

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 26, 2018
Property Address	400 SYLVAN LN, MIDLAND, MI 48640-7315
Document Number	1620/1412
Book / Page	1620 / 1412
Instrument Date	Dec 14, 2018
Instrument	01620-01412
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$3,242.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 E MIER RD, 2901, MIDLAND, MI 48642-8327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SYLVAN LN, MIDLAND, MI 48640-7315

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,300	$310,600
2024	$4,607.00
2023		$130,000	$260,000
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Sylvan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Sylvan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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