309 Sylvan Ln, Midland, MI 48640 Property Records

Midland County property record for 309 Sylvan Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,024 sqft · built 1979
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$171,000 (Mar 2020)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-30-812`

Property Details

APN / Parcel Number

Primary APN	`14-04-30-812`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	1,159 sqft
Basement Area	1,159 sqft
Unfinished Basement	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 SYLVAN LN
City	MIDLAND
State	MI
Zip	48640-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 51 SYLVAN ACRES NO 2
Legal Subdivision	SYLVAN ACRES
Legal Lot Number	51
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2000
Census Tract	290901

Owner

309 Sylvan Ln is owner-occupied and held in a trust since December 2021.

Source: Midland County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	309 SYLVAN LN, MIDLAND, MI 48640-7309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on File
Deed Sale	Mar 25, 2020 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Book / Page	1632 / 571
Last Transfer Date	Dec 7, 2021
Transfer Doc	001652/893
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Dec 16, 2021
Property Address	309 SYLVAN LN, MIDLAND, MI 48640-7309
Document Number	001652/893
Book / Page	1652 / 893
Map Reference	LB 1 PG 18
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SYLVAN LN, MIDLAND, MI 48640-7309

Mortgage

Document Number	0001652894
Date	Dec 16, 2021
Instrument	1652/894

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 25, 2020
Property Address	309 SYLVAN LN, MIDLAND, MI 48640-7309
Document Number	1632/571
Book / Page	1632 / 571
Map Reference	LB I PG 18
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 SYLVAN LN, 309, MIDLAND, MI 48640-7309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SYLVAN LN, MIDLAND, MI 48640-7309

Mortgage

Document Number	1632572
Date	Mar 25, 2020
Instrument	1632/572

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 309 Sylvan Ln was $4,579 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+5.5%)	$280,000 (+5.5%)
2025	$4,579.00 (+1.04%) Homeowner's exemption	$132,700	$265,400
2024	$4,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Sylvan Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Sylvan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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