400 Spring Valley Dr, Denison, TX 75020 Property Records

Grayson County property record for 400 Spring Valley Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,075 sqft · built 1984
Lot Size	0.354 acres (15,398 sqft)
Owner	Individual Name on Record
Last Sale	$230,900 (Apr 2020)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D056 3273027`

Property Details

APN / Parcel Number

Primary APN	`D056 3273027`
Alternative APN	`151546`

Interior

Stories	1 Story
Building Area	2,075 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	2,075 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Lot Area	15,398 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft

Location & Zoning

Street Address	400 SPRING VALLEY DR
City	DENISON
State	TX
Zip	75020-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY(RPLT BLK 1-5), BLOCK 2, LOT 2 & S 10 1, ACRES .3535
Legal Subdivision	HIDDEN VALLEY(RPLT BLK 1-5)
Legal Block	2
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1012
Census Tract	800

Owner

Source: Grayson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 SPRING VALLEY DR, DENISON, TX 75020-3733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK
Apr 29, 2020	Vendor's Lien, Transfer · FHA Mortgage COUNTRYPLACE MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202010234
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	0000010234
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Aug 25, 2026
Property Address	400 SPRING VALLEY DR, DENISON, TX 75020-3733
Document Number	0000021713
Instrument Date	Aug 18, 2026
Instrument	202621713
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SPRING VALLEY DR, DENISON, TX 75020-3733

Mortgage

Document Number	0000021713,
Date	Aug 25, 2026
Instrument	202621713

Lender

Name	FIRST UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 29, 2020
Property Address	400 SPRING VALLEY DR, DENISON, TX 75020-3733
Document Number	0000010234
Map Reference	VOL 6 PG 19
Instrument Date	Apr 27, 2020
Instrument	2020-00010234
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SPRING VALLEY DR, DENISON, TX 75020-3733

Mortgage

Document Number	0000010235
Date	Apr 29, 2020
Instrument	2020-00010235

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,508.00 (+1.02%)	$323,887 (+3.66%) Land $85,316 Building $238,571	$323,887 (+3.66%) Land $85,316 Building $238,571
2024	$7,432.00 (+8.23%)
2023		$312,463 Land $54,978 Building $257,485	$312,463 Land $54,978 Building $257,485
2022	$6,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Bluepeak, Nextlink.

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