324 Spring Valley Dr, Denison, TX 75020 Property Records

Grayson County property record for 324 Spring Valley Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,020 sqft · built 1984
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,922 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D056 3273026`

Property Details

APN / Parcel Number

Primary APN	`D056 3273026`
Alternative APN	`151545`

Interior

Building Area	2,020 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	2,020 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	188 sqft
Utility Building	168 sqft

Location & Zoning

Account Number	151545
Old Parcel Number	D056 3273026
Street Address	324 SPRING VALLEY DR
City	DENISON
State	TX
Zip	75020-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY(RPLT BLK 1-5), BLOCK 2, LOT 3, ACRES 0.3214
Legal Subdivision	HIDDEN VALLEY(RPLT BLK 1-5)
Legal Block	2
Legal Lot Number	3
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1012
Census Tract	800

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	324 SPRING VALLEY DR, DENISON, TX 75020-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK AND TRUST CO INC
Jun 2, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024
Deed Sale	Oct 25, 2024
Deed Document Number	2024-29305
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	324 SPRING VALLEY DR, DENISON, TX 75020-3727
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034003
Date	Oct 6, 2021
Instrument	2021-00034003

Lender

Name	FIRST UNITED BANK AND TRUST CO INC
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	324 SPRING VALLEY DR, DENISON, TX 75020-3727
Document Number	0000013721
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 SPRING VALLEY DR DENISON TX 750203727, DENISON, TX 75020-3727

Mortgage

Document Number	0000013721
Date	Jun 9, 2020
Instrument	13721

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2040

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,000 (+21.77%) Land $81,900 Building $243,100	$325,000 (+21.77%) Land $81,900 Building $243,100
2024	$4,922.00 (+6.44%)
2023		$266,889 Land $53,340 Building $213,549	$266,889 Land $53,340 Building $213,549
2022	$4,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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