400 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 400 Saint Lawrence Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,046 sqft · built 1948
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,713 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01219330`

Property Details

APN / Parcel Number

Primary APN	`13-01219330`
Alternative APN	`01219330`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,046 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	1,554 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Porch	Enclosed Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01219330
Street Address	400 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	LOT 29 INDIAN SPRING VILLAGE
Legal Subdivision	IND SPRG VILL
Legal Block	11
Legal Lot Number	29
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	702102

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 28, 2016
Transfer Doc	0527580360
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	400 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590620409
Date	Feb 14, 2020
Book Page	59062/409

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	400 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0597280079
Date	Jun 3, 2020
Book Page	59728/79

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,267 (+4.88%)	$755,600 (+14.64%) Land $277,700 Building $477,900
2025	$7,713.00 (-3.8%)	$659,100 (+8.59%) Land $277,700 Building $381,400	$659,100 (-) Land $277,700 Building $381,400
2024	$8,018.00 (+25.85%)
2023		$606,967	$659,100 Land $277,700 Building $381,400
2022	$6,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings, T-Mobile USA.

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