323 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 323 Saint Lawrence Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,506 sqft · built 1946
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Feb 2011)
Tax Bill	$8,311 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01215126`

Property Details

APN / Parcel Number

Primary APN	`13-01215126`
Alternative APN	`01215126`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	1,265 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01215126
Street Address	323 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	INDIAN SPRING HIGHLANDS
Legal Subdivision	INDIAN SPRING HIGHLAND
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2018
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2011 · Amount on Record
Deed Sale	Feb 4, 2011 · Amount on Record
Prior Sale	Dec 19, 2006
Deed Book / Page	41068 / 264
Prior Transfer Date	Jun 12, 2006
Prior Transfer Doc	0335050142
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 4, 2026
Property Address	323 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2722
Document Number	7044000264
Book / Page	70442 / 264
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2722

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	323 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2722
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0582180172
Date	Sep 27, 2019
Book Page	58218/172

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	323 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2722
Document Number	0607610437
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	DISTRICT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 SAINT LAWRENCE DR SILVER SPRING MD 209012722, SILVER SPRING, MD 20901-2722

Mortgage

Document Number	0607610437
Date	Oct 15, 2020
Book Page	060761/000437

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,133 (+0.02%)	$711,400 (+0.06%) Land $262,600 Building $448,800
2025	$8,311.00 (-1.28%)	$711,000 (+13.82%) Land $262,600 Building $448,400	$711,000 (-) Land $262,600 Building $448,400
2024	$8,419.00 (+32%)
2023		$624,667	$711,000 Land $262,600 Building $448,400
2022	$6,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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