Franklin County property record for 400 Saddleridge Dr, Penhook, VA 24137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,124 sqft · built 1997 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $764,000 (Nov 2009) |
| Tax Bill | $5,838 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 10-059 00 |
| Primary APN | 051 10-059 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Gross Area | 4,331 sqft |
| 1st Floor Area | 1,932 sqft |
| Basement Area | 1,932 sqft |
| Finished Basement | 966 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,049 sqft (0.598 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 651 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 973 sqft |
| Deck Area | 192 sqft |
| Patio Area | 270 sqft |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 16465 |
|---|---|
| Street Address | 400 SADDLERIDGE DR |
| City | PENHOOK |
| State | VA |
| Zip | 24137-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WATERS EDGE LOT 446 SECTION 7 |
| Legal Subdivision | WATERS EDG |
| Legal Lot Number | 446 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20102 |
400 Saddleridge Dr is owned by an individual who bought it in November 2009.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18812 PARTING OAKS LN, DAVIDSON, NC 28036-8801 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on File |
| Deed Sale | Nov 2, 2009 · Amount on File |
| Deed Document Number | 20099672 |
| Deed Book / Page | 970 / 493 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 400 Saddleridge Dr was $5,838.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,838.00 | $1,357,700 Land $280,000 Building $1,077,700 | $1,357,700 Land $280,000 Building $1,077,700 |
| 2023 | $4,485.00 | $735,300 (-) Land $275,000 Building $460,300 | $735,300 (-) Land $275,000 Building $460,300 |
| 2022 | $735,300 Land $275,000 Building $460,300 | $735,300 Land $275,000 Building $460,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Saddleridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Saddleridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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