Franklin County property record for 332 Saddleridge Dr, Penhook, VA 24137
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,743 sqft · built 2013 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,600,000 (Sep 2026) |
| Tax Bill | $10,206 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 10-055 00 |
| Primary APN | 051 10-055 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,743 sqft Living Area |
| Gross Area | 8,307 sqft |
| 1st Floor Area | 3,433 sqft |
| Basement Area | 2,452 sqft |
| Finished Basement | 1,874 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,996 sqft (0.482 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 620 sqft |
| Driveway | Brick Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool House | Pool House |
|---|---|
| Porch | Slab |
| Porch Area | 1,758 sqft |
| Patio Area | 960 sqft |
| Gazebo | 100 sqft |
| Boat Access | Boat Access |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 16461 |
|---|---|
| Street Address | 332 SADDLERIDGE DR |
| City | PENHOOK |
| State | VA |
| Zip | 24137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WATERS EDGE LOT 442 SECTION 7 |
| Legal Subdivision | WATERS EDG |
| Legal Lot Number | 442 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20102 |
Source: Franklin County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 332 SADDLERIDGE DR, PENHOOK, VA 24137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Deed Document Number | 20266048 |
| Deed Book / Page | 1250 / 594 |
| Prior Transfer Date | Jul 15, 2008 |
| Prior Transfer Doc | 00094401360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Sep 14, 2026 |
| Property Address | 332 SADDLERIDGE DR, PENHOOK, VA 24137 |
| Document Number | 0000006048 |
| Book / Page | 1250 / 594 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20266048 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Tax | $262,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 SADDLERIDGE DR, PENHOOK, VA 24137 |
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,206.00 (+31.69%) | $2,373,700 (+86.83%) Land $260,000 Building $2,113,700 | $2,373,700 (+86.83%) Land $260,000 Building $2,113,700 |
| 2023 | $7,750.00 | $1,270,500 (-) Land $255,000 Building $1,015,500 | $1,270,500 (-) Land $255,000 Building $1,015,500 |
| 2022 | $1,270,500 Land $255,000 Building $1,015,500 | $1,270,500 Land $255,000 Building $1,015,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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