400 Saddle Dr, Helena, MT 59601 Property Records

Lewis And Clark County property record for 400 Saddle Dr, Helena, MT 59601

Property Summary

Property Type	Medical Building
Details	2,924 sqft · built 1980
Lot Size	0.373 acres (16,248 sqft)
Owner	Company Name on File
Last Sale	$538,300 (Aug 2020)
Tax Bill	$6,918 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`R0520487`

Property Details

APN / Parcel Number

Primary APN	`R0520487`
Alternative APNs	`05-1888-33-2-03-01-0000` `0000017752`

Interior

Stories	1 Story
Building Area	2,924 sqft Total Area
1st Floor Area	2,924 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	16,248 sqft (0.373 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000017752
Street Address	400 SADDLE DR
City	HELENA
State	MT
Zip	59601-5631
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	MEDICAL PARK, S33, T10 N, R03 W, LOT 1, COS# 477515/E
Legal Range	03W
Legal Township	10N
Legal Section	33
Legal Subdivision	MEDICAL PARK
Legal Lot Number	1
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2016
Census Tract	1102

Owner

400 Saddle Dr, a commercial property, is owned by a company that bought it in August 2020.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	101 SAWMILL RD, CLANCY, MT 59634-9626
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF HELENA
Aug 27, 2020	Warranty Deed, Transfer · Line of Credit VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Deed Document Number	20203361504
Deed Book / Page	57 / 6746
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	400 SADDLE DR, HELENA, MT 59601-5631
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M59/8715
Date	Sep 10, 2021
Book Page	M59/8715
Instrument	3385625

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 27, 2020
Property Address	400 SADDLE DR, HELENA, MT 59601-5631
Document Number	M57/6746
Book / Page	M57 / 6746
Instrument Date	Aug 26, 2020
Instrument	3361504
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SAWMILL RD, CLANCY, MT 59634-9626

Mortgage

Document Number	3361505
Date	Aug 27, 2020
Instrument	3361505

Lender

Name	VALLEY BANK OF HELENA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 400 Saddle Dr was $6,918.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,918.00	$592,600
2025			$592,600 Land $210,825 Building $381,775
2023	$6,057.00	$397,000	$397,000 Land $174,099 Building $222,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Saddle Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Saddle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Montana Internet Fixed Wireless · Fiber in parts of the area	25 / 5

May also be available: Spectrum, Verizon.

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