Hillsdale County property record for 400 S Main St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,686 sqft |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (May 1996) |
| Tax Bill | $1,329 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-012 |
| Primary APN | 20-045-001-012 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 2,604 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,644 sqft (0.428 acres) |
| Lot Dimensions | 212 ft deep x 88 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | LOT 50 EXC N 10 FT ALSO N1/2 LOT 51 ALSO COM AT NW COR LOT 51 TH N 56 FT TH W 82.5 FT TH S 89 FT TH E 82.5 FT TH N 33 FT TO P |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 50,51 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 50400 |
400 S Main St is owned and occupied by an individual who bought it in May 1996.
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 S MAIN ST, READING, MI 49274-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 1996 · Amount on File |
| Deed Sale | May 31, 1996 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 400 S Main St was $1,329.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,500 | $139,365 Land $10,474 Building $128,891 | |
| 2025 | $1,329.00 | ||
| 2023 | $52,700 | $103,928 Land $9,266 Building $94,662 | |
| 2021 | $1,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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