313 S Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 313 S Main St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (Jan 2026)
Tax Bill	$473 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-045-001-054`

Property Details

APN / Parcel Number

Primary APN	`20-045-001-054`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,512 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	99 ft deep x 82 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 S MAIN ST
City	READING
State	MI
Zip	49274-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	COM 55 FT N OF SW COR LOT 100 TH E 66 FT TH N 45 FT TH E 66 FT TH N 10 FT TH W 132 FT TH S 55 FT TO POB ALSO N 22 FT LOT 99 F
Legal Range	04W
Legal Township	07S
Legal Section	26
Legal Subdivision	FULLER & PROUTY ADD
Legal Lot Number	100,99
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5032
Census Tract	50400

Owner

Source: Hillsdale County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6521 S EDON RD, READING, MI 49274-9252
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer SELECT LAND SERVICES LLC, SELECT TTL & STLMT SVCS LLC
Nov 6, 2020	Intrafamily Transfer, Transfer
Dec 5, 2019	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY OF
Jul 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2026620056
Deed Book / Page	1912 / 1013
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	1778/659
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jan 15, 2026
Property Address	313 S MAIN ST, READING, MI 49274-9799
Document Number	01912/1013
Book / Page	1912 / 1013
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	SELECT LAND SERVICES LLC, SELECT TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 S MAIN ST, READING, MI 49274-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6521 S EDON RD, READING, MI 49274-9252

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Nov 6, 2020
Property Address	313 S MAIN ST, READING, MI 49274-9799
Document Number	1778/659
Book / Page	1778 / 659
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S MAIN ST, READING, MI 49274-9799

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 5, 2019
Property Address	313 S MAIN ST, READING, MI 49274-9799
Document Number	1744/0386
Book / Page	1744 / 0386
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY OF

Transaction

Amount	Amount on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 S MAIN ST, 313, READING, MI 49274-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 W ROPE ST, WATERLOO, IN 46793-9342

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 11, 2018
Property Address	313 S MAIN ST, READING, MI 49274-9799
Document Number	1696/0274
Book / Page	1696 / 0274
Instrument Date	Jul 6, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Tax	$146.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1089 W KEY DR, 1089, READING, MI 49274-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S MAIN ST, READING, MI 49274-9799

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (-56.37%)	$29,200 (+34.56%)	$58,414 (+34.42%) Land $8,069 Building $50,345
2024	$1,084.00 (+9.72%)
2023		$21,700	$43,455 Land $7,138 Building $36,317
2021	$988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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