Henderson County property record for 400 Ridgeway Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,070 sqft · built 1982 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $7,500 (Jan 2021) |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9587933228 |
| Primary APN | 9587933228 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,070 sqft Heated Area |
| 1st Floor Area | 1,266 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 804 sqft |
| Unfinished Basement | 54 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 105,415 sqft (2.42 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 80 sqft |
| Canopy | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10003556 |
|---|---|
| Street Address | 400 RIDGEWAY DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10003556~R |
| Legal Description | RECOMBINATION SURVEY 2.42 ACRES TR2 PL2018-11373 |
| Legal Subdivision | BLUE RIDGE |
| Legal Tract | 2 |
| Legal Block | 93 |
| Legal Lot Number | 3228 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 RIDGEWAY DR, FLAT ROCK, NC 28731-9668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on Record |
| Deed Sale | Jan 26, 2021 · Amount on Record |
| Prior Sale | Feb 7, 2019 · Amount on Record |
| Deed Document Number | 2021943501 |
| Deed Book / Page | 3641 / 387 |
| Prior Transfer Date | Jul 25, 2013 |
| Prior Transfer Doc | 0015430277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jan 26, 2021 |
| Property Address | 400 RIDGEWAY DR, FLAT ROCK, NC 28731-9668 |
| Document Number | 0036410387 |
| Book / Page | 003641 / 000387 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 943501 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3787 SYRUP MILL RD RIDGEWAY SC 291307626, RIDGEWAY, SC 29130-7626 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,000 (-) Land $54,200 Building $205,800 | ||
| 2025 | $1,458.00 | $260,000 (-) Land $54,200 Building $205,800 | |
| 2023 | $260,000 Land $54,200 Building $205,800 | $260,000 Land $54,200 Building $205,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Optimum, Verizon.
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