325 Ridgeway Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 325 Ridgeway Dr, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,456 sqft · built 2001
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on File
Last Sale$142,000 (Nov 2015)
Tax Bill$976 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9587930978

Property Details

APN / Parcel Number

Primary APN9587930978
Alternative APNs
  • 00958793097855
  • 9968470

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Heated Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
Deck Area272 sqft
Canopy420 sqft
Utility Building180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9968470
Street Address325 RIDGEWAY DR
CityFLAT ROCK
StateNC
Zip28731-9667
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSR1805 ON RIDGEWAY DR LO TR PH SE BL PL2015-9879 UN
Legal SubdivisionJEFF TILLER
Legal TractP
Legal Block93
Legal Lot Number978
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1025
Census Tract930201

Owner

Source: Henderson County records · APN 9587930978

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address325 RIDGEWAY DR, FLAT ROCK, NC 28731-9667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2015 · Amount on Record
Deed SaleNov 13, 2015 · Amount on Record
Deed Book / Page1640 / 411
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address325 RIDGEWAY DR, FLAT ROCK, NC 28731-9667
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037370232
DateJun 25, 2021
Book Page3737/232
Instrument956598
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressALLEN, TX 75013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$174,000 (-14.75%) Land $41,200 Building $132,800
2025$976.00
2023$204,100 Land $41,200 Building $162,900$174,000 Land $41,200 Building $132,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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