Brevard County property record for 400 Richards Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,593 sqft · built 1986 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Feb 2021) |
| Tax Bill | $931 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-38-20-GB-*-29 |
| Primary APN | 28-38-20-GB-*-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,593 sqft Living Area |
| Gross Area | 5,422 sqft |
| 1st Floor Area | 1,749 sqft |
| Upper Floors Area | 176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 1,464 sqft |
| Porch | Florida Room |
| Porch Area | 962 sqft |
| Patio Area | 962 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2849090 |
|---|---|
| Street Address | 400 RICHARDS RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-3062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU1 |
| Legal Description | RICHARDS SUBD LOTS 29, 30 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 20 |
| Legal Subdivision | RICHARDS SUBD |
| Legal Lot Number | 29 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE SHORES-FLORIDANA BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 66103 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 RICHARDS RD, MELBOURNE BEACH, FL 32951-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 2, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Aug 22, 2014 · Amount on Record |
| Deed Document Number | 202138468 |
| Deed Book / Page | 9017 / 2329 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0000247460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 16, 2021 |
| Property Address | 400 RICHARDS RD, MELBOURNE BEACH, FL 32951-3062 |
| Document Number | 0090172329 |
| Book / Page | 9017 / 2329 |
| Map Reference | MB 11 PG 16 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021038468 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1413 ATLANTIC ST, 1413, MELBOURNE BEACH, FL 32951-2324 |
| Name | Verified Name |
|---|---|
| Address | 105 S BROMPTON CT, SAVANNAH, GA 31410-3152 |
| Document Number | 90172331 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 9017/2331 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 400 RICHARDS RD, MELBOURNE BEACH, FL 32951-3062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078320281 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 7832/0281 |
| Instrument | 2017043578 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,468,680 (+2.7%) | $1,576,580 (+10.24%) | |
| 2025 | $931.00 (-94.74%) | $1,430,070 (-0.79%) | $1,430,070 (-0.79%) |
| 2024 | $17,714.00 (+3.19%) | ||
| 2023 | $17,167.00 (+28.78%) | $1,441,420 (+33.79%) Land $802,350 Building $639,070 | $1,441,420 (+33.79%) Land $802,350 Building $639,070 |
| 2022 | $13,331.00 | $1,077,410 Land $534,530 Building $542,880 | $1,077,410 Land $534,530 Building $542,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 27 condo units |
| Nearby Flood Claims | 34 (1984–2017) |
| Claims Outside the SFHA | 30 of 34 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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