400 Reflection Rd, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 400 Reflection Rd, Apple Valley, MN 55124 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage2,820 sqft Living Area
Lot Size24,773 sqft (0.569 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$5,666.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-83300-01-020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,820 sqft Living Area
Gross Area3,418 sqft Gross Area
1st Floor2,820 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1980
Construction TypeWood Construction
Lot Area24,773 sqft (0.569 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area598 sqft Garage

Location & Zoning

Street Address400 REFLECTION RD
CitySAINT PAUL
StateMN
Zip55124-9483
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWATRUD 1ST ADDITION 2 1
Legal SubdivisionWATRUD 1ST ADDITION
Legal Block1
Legal Lot Number20
JurisdictionDAKOTA MN
Minor Civil DivisionAPPLE VALLEY
Census Blockgroup1
Census Block1001
Census Tract60811

Owner

Source: Dakota County records · APN 01-83300-01-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address400 REFLECTION RD, SAINT PAUL, MN 55124-9483
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRADITION MORTGAGE
May 11, 2026Deed of Trust, Mortgage · Line of Credit
SIMPLIFILE
May 08, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Aug 08, 2023Warranty Deed, Transfer · Conventional Mortgage
TRADITION MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2023 · Amount on Record
Deed SaleJul 21, 2023 · Amount on Record
Deed Doc Number20231564610
Prior Transfer DateOct 19, 2020
Prior Transfer Doc0000830558
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Recording DateMay 11, 2026
Property Address400 REFLECTION RD, SAINT PAUL, MN 55124-9483
Document Number0000904170
Instrument DateMay 01, 2026
Instrument2026904170
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address400 REFLECTION RD, SAINT PAUL, MN 55124-9483

Mortgage

Document Number0000904170,
DateMay 11, 2026
Instrument2026904170
Lender
NameTRADITION MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Recording DateMay 11, 2026
Property Address400 REFLECTION RD, SAINT PAUL, MN 55124-9483
Document Number0000904171
Instrument DateMay 01, 2026
Instrument2026904171
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 REFLECTION RD, SAINT PAUL, MN 55124-9483

Mortgage

Document Number0000904171,
DateMay 11, 2026
Instrument2026904171
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address400 REFLECTION RD, APPLE VALLEY, MN 55124-9483
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000872958
DateMay 08, 2023
Instrument872958
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 07, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateAug 08, 2023
Property Address400 REFLECTION RD, APPLE VALLEY, MN 55124-9483
Document Number0000875684
Instrument DateJul 21, 2023
Instrument875684
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address400 REFLECTION RD, APPLE VALLEY, MN 55124-9483

Mortgage

Document Number0000875685
DateAug 08, 2023
Instrument875685
Lender
NameTRADITION MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,666.00 (+21.59%)$455,300 (+3.93%) Land $126,500 Building $328,800$455,300 (+3.93%) Land $126,500 Building $328,800
2023$4,660.00 Homeowner's exemption
2022$438,100 Land $121,900 Building $316,200$438,100 Land $121,900 Building $316,200

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