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432 Reflection Rd, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 432 Reflection Rd, Apple Valley, MN 55124 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage2,465 sqft Living Area
Lot Size23,727 sqft (0.545 acres)
OccupancyOwner Occupied
Last Sale$238,500 (2010)
Tax Bill$5,038.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-56650-06-020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,465 sqft Living Area
Gross Area3,089 sqft Gross Area
1st Floor1,481 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1979
Architectural StyleSplit Level Style
Construction TypeWood Construction
Lot Area23,727 sqft (0.545 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage

Location & Zoning

Street Address432 REFLECTION RD
CitySAINT PAUL
StateMN
Zip55124-9483
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPALOMINO HILLS LAKESHORE ADDITION 2 6
Legal SubdivisionPALOMINO HILLS LAKESHORE ADDITION
Legal Block6
Legal Lot Number20
JurisdictionDAKOTA MN
Minor Civil DivisionAPPLE VALLEY
Census Blockgroup1
Census Block1001
Census Tract60811

Owner

Source: Dakota County records · APN 01-56650-06-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address432 REFLECTION RD, SAINT PAUL, MN 55124-9483
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2010 · Amount on Record
Deed SaleJul 09, 2010 · Amount on Record
Deed Doc Number2010266716
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address432 REFLECTION RD, APPLE VALLEY, MN 55124-9483
Transaction TypeMortgage
Record UpdatedSep 06, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000849587
DateAug 26, 2021
Instrument849587
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,038.00$408,500 Land $110,100 Building $298,400$408,500 Land $110,100 Building $298,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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