Monroe County property record for 400 Ocean Dr, Key Largo, FL 33037
| Property Type | Office Building |
|---|---|
| Details | 1,790 sqft · built 1988 |
| Lot Size | 0.513 acres (22,387 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,863 (2022) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00453450-000000 |
| Primary APN | 00453450-000000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,790 sqft Total Area |
| 1st Floor Area | 1,790 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 22,387 sqft (0.513 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 308 sqft |
| Patio Area | 880 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Account Number | 1553263 |
|---|---|
| Old Parcel Number | 33613900453450000000 |
| Street Address | 400 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4329 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | PT TRACT E PORT LARGO-KEY LARGO PB5-3 OR390-324 OR810-343D/C OR810-344/45 OR883-2265/66 OR933-1592 OR883-2265/2266 OR933-1592 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | PORT LARGO |
| Legal Tract | E |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
400 Ocean Dr, a commercial property, is owned by a company that acquired it in July 2013.
Source: Monroe County records, as of November 20, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1001 E ATLANTIC AVE STE 202, 202, DELRAY BEACH, FL 33483-6974 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2013 |
| Deed Sale | Jul 1, 2013 |
| Deed Document Number | 0000264422 |
| Record Updated | Jun 7, 2026 |
Source: Monroe County assessment roll, as of July 1, 2022
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $5,863.00 | $765,524 Land $560,544 Building $204,980 | $765,524 Land $560,544 Building $204,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Ocean Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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