371 North St, Elgin, IL 60120 Property Records

Kane County property record for 371 North St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,742 sqft · built 1925
Lot Size	0.161 acres (7,003 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (May 2026)
Tax Bill	$5,436 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-179-008`

Property Details

APN / Parcel Number

Primary APN	`06-13-179-008`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
Gross Area	2,613 sqft
Basement Area	871 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	7,003 sqft (0.161 acres)

Location & Zoning

Street Address	371 NORTH ST
City	ELGIN
State	IL
Zip	60120-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARDS SUB WEST 55 FT LOT 5
Legal Subdivision	HUBBARDS SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

371 North St is owned by an individual who bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	702 N PORTER ST, ELGIN, IL 60120-3900
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2017	Grant Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	May 31, 2024 · Amount on File
Deed Document Number	202621180
Prior Transfer Date	Jun 5, 1996
Prior Transfer Doc	0000043035
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 22, 2026
Property Address	371 NORTH ST, ELGIN, IL 60120-5627
Document Number	0000021180
Instrument Date	May 15, 2026
Instrument	202621180
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,873.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N PORTER ST, ELGIN, IL 60120-3900

Mortgage

Document Number	0000021181,
Date	May 22, 2026
Instrument	202621181

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 13, 2021
Property Address	371 NORTH ST, ELGIN, IL 60120-5627
Document Number	0000053357
Instrument Date	Jun 25, 2021
Instrument	2021K053357
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 NORTH ST, ELGIN, IL 60120-5627

Mortgage

Document Number	0000053358
Date	Jul 13, 2021
Instrument	2021K053358

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 9, 2017
Property Address	371 NORTH ST, ELGIN, IL 60120-5627
Document Number	0000001409
Instrument Date	Dec 28, 2016
Instrument	1409
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ELM ST ELGIN IL 601236303, ELGIN, IL 60123-6303

Tax Assessment & Valuation

The 2025 property tax bill for 371 North St was $5,436, up 4.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,436.00 (+4.52%)	$79,257 (+8.57%) Land $14,075 Building $65,182	$237,866 (+8.57%) Land $42,242 Building $195,624
2024	$5,201.00	$73,001 Land $12,964 Building $60,037	$219,091 Land $38,908 Building $180,183
2022	$4,694.00 (-6.42%) Homeowner's exemption	$60,136 (+6.96%) Land $10,679 Building $49,457	$180,408 (+6.96%) Land $32,037 Building $148,371
2021	$5,016.00	$56,223 Land $9,984 Building $46,239	$168,669 Land $29,952 Building $138,717

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 371 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 371 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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