Shiawassee County property record for 301 N State Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,927 sqft · built 1900 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-16-300-002 |
| Primary APN | 007-16-300-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,927 sqft Heated Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 1,028 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 70,567 sqft (1.62 acres) |
| Lot Dimensions | 311 ft deep x 227 ft wide |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 301 N STATE RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16 T7N R3E PT OF SW 14 COM ON 14 LN 144 FT N OF SE COR OF N 12 OF SW 14 N 227 FT S8656'W 311 FT S 227 FT N8656'E 311 FT T |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 31700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 N STATE RD, OWOSSO, MI 48867-9075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Sep 11, 2018 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 301 N STATE RD, OWOSSO, MI 48867-9075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 301 N STATE RD, OWOSSO, MI 48867-9075 |
| Document Number | 0013140033 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 1314/33 |
| Instrument | 3378280 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | 515 FRANKLIN ST, MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 301 N STATE RD, OWOSSO, MI 48867-9075 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 301 N STATE RD, OWOSSO, MI 48867-9075 |
| Document Number | 0012910489 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 1291/489 |
| Instrument | 3355389 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 11, 2018 |
| Property Address | 301 N STATE RD, OWOSSO, MI 48867-9075 |
| Document Number | 0012490789 |
| Book / Page | 001249 / 000789 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 3313170 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,499.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 N STATE RD OWOSSO MI 488679075, OWOSSO, MI 48867-9075 |
| Document Number | 12490790 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 001249/000790 |
| Instrument | 3313171 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,100 (+1.85%) | $242,200 (+1.85%) | |
| 2025 | $2,335.00 (+10.82%) Homeowner's exemption | $118,900 (+23.08%) | $237,800 (+23.08%) |
| 2023 | $2,107.00 Homeowner's exemption | $96,600 | $193,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures