Ottawa County property record for 400 N Main St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 950 sqft · built 1948 |
| Lot Size | 0.07 acres (3,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $191 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19887 |
| Primary APN | 19887 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 758 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.07 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 8 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 19887 |
|---|---|
| Street Address | 400 N MAIN ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16, BLK 2 COMMERCE OP |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | COMMERCE O.P. |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 N MAIN ST, COMMERCE, OK 74339-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2014 |
| Deed Sale | Oct 27, 2014 |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Book / Page | 1000 / 72 |
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,068 (+5.03%) Land $126 Building $1,942 | $18,142 (-39.82%) Land $1,109 Building $17,033 | |
| 2025 | $191.00 (+1.06%) | $1,969 (+4.96%) Land $120 Building $1,849 | $30,146 (-13.61%) Land $1,419 Building $28,727 |
| 2024 | $189.00 (+18.13%) | $1,876 (+4.98%) Land $115 Building $1,761 | $34,896 (-) Land $1,419 Building $33,477 |
| 2023 | $160.00 (+3.23%) | $1,787 (+4.99%) Land $113 Building $1,674 | $34,896 (-) Land $1,419 Building $33,477 |
| 2022 | $155.00 | $1,702 Land $111 Building $1,591 | $34,896 Land $1,419 Building $33,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 90% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: BOLT Fiber, T-Mobile.
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