Ottawa County property record for 320 N Main St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1968 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (May 2010) |
| Tax Bill | $193 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19895 |
| Primary APN | 19895 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Porch | Covered Porch |
| Porch Area | 256 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Account Number | 19895 |
|---|---|
| Street Address | 320 N MAIN ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1314 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LT 1 & N 17' LT 2, BLK 3 COMMERCE OP 667/109 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | COMMERCE O.P. |
| Legal Block | 3 |
| Legal Lot Number | 1,2 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 19895
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 N MAIN ST, COMMERCE, OK 74339-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2010 · Amount on Record |
| Deed Sale | May 12, 2010 · Amount on Record |
| Deed Document Number | 2010-002277 |
| Deed Book / Page | 0906 / 462 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 320 N MAIN ST, COMMERCE, OK 74339-1314 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 N MAIN ST, COMMERCE, OK 74339-1314 |
| Document Number | 0001197/23 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 1197/23 |
| Instrument | I-2023-005651 |
| Name | WELCH STATE BANK OF WELCH OK |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74355 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 15, 2030 |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $193.00 (+0.52%) | $1,996 (+5%) Land $172 Building $1,824 | $27,623 (-11.76%) Land $1,511 Building $26,112 |
| 2024 | $192.00 (+17.79%) | $1,901 (+5.03%) Land $172 Building $1,729 | $31,303 (-) Land $1,511 Building $29,792 |
| 2023 | $163.00 (+3.82%) | $1,810 (+4.99%) Land $172 Building $1,638 | $31,303 (-) Land $1,511 Building $29,792 |
| 2022 | $157.00 | $1,724 Land $172 Building $1,552 | $31,303 Land $1,511 Building $29,792 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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