244 N 3rd St, Elburn, IL 60119 Property Records

Kane County property record for 244 N 3rd St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1964
Lot Size	0.277 acres (12,052 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Oct 2015)
Tax Bill	$5,757 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-05-108-018`

Property Details

APN / Parcel Number

Primary APN	`11-05-108-018`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	12,052 sqft (0.277 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	244 N 3RD ST
City	ELBURN
State	IL
Zip	60119-8919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 1/2 OF LOT 6 AND ALL OF LOT 7 IN BLK 4 OF JOHN WARNES SECOND ADD AND THE E 1/2 OF LOT 9 AND ALL LOT 10 OF WARNES THIRD ADD
Legal Subdivision	JOHN WARNES SECOND ADD
Legal Block	4
Legal Lot Number	6,7
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1011
Census Tract	854507

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 N 3RD ST, ELBURN, IL 60119-8919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015 · Amount on Record
Deed Sale	Oct 7, 2015 · Amount on Record
Prior Sale	Aug 21, 2008 · Amount on Record
Deed Document Number	201554718
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	244 N 3RD ST, ELBURN, IL 60119-8919
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058651
Date	Aug 2, 2021
Instrument	2021K058651

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	244 N 3RD ST, ELBURN, IL 60119-8919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025002
Date	Jun 17, 2019
Instrument	2019K025002

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,757.00 (+19.37%) Homeowner's exemption	$80,425 (+8.89%) Land $15,095 Building $65,330	$241,372 (+8.89%) Land $45,303 Building $196,068
2024		$73,859 (+28.4%) Land $13,863 Building $59,996	$221,666 (+28.45%) Land $41,606 Building $180,060
2022	$4,823.00 (+3.1%) Homeowner's exemption	$57,524 (+4%) Land $11,483 Building $46,041	$172,572 (+4%) Land $34,449 Building $138,123
2021	$4,678.00 Homeowner's exemption	$55,313 Land $10,991 Building $44,322	$165,939 Land $32,973 Building $132,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV, Xfinity.

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