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400 Mountain St, #04, Elgin, IL 60123 Property Records

Kane County property record for 400 Mountain St, #04, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,103 sqft · built 1863
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$152,500 (May 2017)
Tax Bill$9,562 (2025)
Deeds & MortgagesMar 2026 Transfer
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN06-14-257-011

Property Details

APN / Parcel Number

Primary APN06-14-257-011

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,103 sqft Living Area
Gross Area4,772 sqft
Basement Area1,669 sqft

Exterior

Year BuiltBuilt 1863
Effective Year BuiltEffective 1863
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address400 MOUNTAIN ST, 4
CityELGIN
StateIL
Zip60123-5443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW C KIMBALLS PLAT OF WEST ELGIN EAST 1/2 OF LOTS 5 & 6 BLOCK 43
Legal SubdivisionW C KIMBALLS PLAT
Legal Block43
Legal Lot Number5,6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1017
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address19210 S LAKEWAY AVE, BATON ROUGE, LA 70810-7926
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 3, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2017 · Amount on Record
Deed SaleMay 3, 2017 · Amount on Record
Deed Document Number201722407
Last Transfer DateFeb 6, 2026
Transfer Doc0000009282
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 9, 2026
Property Address400 MOUNTAIN ST # 04, 04, ELGIN, IL 60123-5443
Document Number0000009282
Instrument DateFeb 6, 2026
Instrument2026K009282
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19210 S LAKEWAY AVE, BATON ROUGE, LA 70810-7926

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 3, 2017
Property Address400 MOUNTAIN ST # 4, 4, ELGIN, IL 60123-5443
Document Number0000022407
Instrument DateApr 21, 2017
Instrument22407
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$228.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address502 OXMOOR CT ST CHARLES IL 601755641, ST CHARLES, IL 60175-5641

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,562.00 (+3.51%)$125,337 (+8.57%) Land $18,137 Building $107,200$376,161 (+8.57%) Land $54,433 Building $321,729
2024$9,238.00 (+21.49%)$115,443 (+31.63%) Land $16,705 Building $98,738$346,468 (+31.68%) Land $50,135 Building $296,333
2022$7,604.00 (+3.95%)$87,704 (+6.96%) Land $13,761 Building $73,943$263,112 (+6.96%) Land $41,283 Building $221,829
2021$7,315.00$81,997 Land $12,866 Building $69,131$245,991 Land $38,598 Building $207,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–2009)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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