304 Mountain St, Elgin, IL 60123 Property Records

Kane County property record for 304 Mountain St, Elgin, IL 60123

Property Summary

Property TypeCommercial Vacant Land
Details9 ba · 7,182 sqft · built 1860
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Apr 2024)
Tax Bill$13,061 (2025)
Deeds & MortgagesApr 2024 Sale
Flood ZoneZone X (minimal risk)
APN06-14-258-013

Property Details

APN / Parcel Number

Primary APN06-14-258-013

Interior

Full Baths9 Baths
Units10 Units
Stories2 Stories
Building Area7,182 sqft Gross Area
Basement Area2,517 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions99 ft deep x 66 ft wide

Location & Zoning

Street Address304 MOUNTAIN ST
CityELGIN
StateIL
Zip60123-5491
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionW C KIMBALLS PLAT OF WEST ELGIN EAST 3/4 LOT 12 BLOCK 36
Legal SubdivisionWEST ELGIN EAST
Legal Block36
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1014
Census Tract851102

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address209 MULFORD DR, ELGIN, IL 60120-4545
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleDec 28, 1994 · Amount on Record
Prior Transfer DateNov 5, 2001
Prior Transfer Doc0000118067
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 4, 2024
Property Address304 MOUNTAIN ST, ELGIN, IL 60123-5491
Document Number0000010998
Instrument DateMar 28, 2024
Instrument2024K010998
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 MULFORD DR, ELGIN, IL 60120-4545

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,061.00 (+15.95%)
2024$157,698 (+21.39%) Land $19,632 Building $138,066$473,283 (+21.44%) Land $58,920 Building $414,364
2022$11,264.00 (+3.96%)$129,906 (+6.96%) Land $16,172 Building $113,734$389,718 (+6.96%) Land $48,516 Building $341,202
2021$10,835.00$121,453 Land $15,120 Building $106,333$364,359 Land $45,360 Building $318,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–2009)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Opiquad
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Mountain St

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