354 Mill Stone Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 354 Mill Stone Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,519 sqft · built 1979
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$644,800 (Jun 2013)
Tax Bill	$10,441 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2008 Line of Credit + 1 more
APN	`0731006000330`

Property Details

APN / Parcel Number

Primary APN	`0731006000330`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,519 sqft Living Area
1st Floor Area	1,302 sqft
Upper Floors Area	1,406 sqft
Attic	Attic
Attic Area	916 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	511 ft deep x 201 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	983 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	354 MILL STONE RD
City	CHESAPEAKE
State	VA
Zip	23322-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	33 WOODARDS MILL SEC 2
Legal Subdivision	WOODARDS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21009

Owner

354 Mill Stone Rd is owned by a company that bought it in June 2013.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	354 MILL STONE RD, CHESAPEAKE, VA 23322-4345
Owner Type	Company
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Sep 17, 2008	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MORTGAGE
Oct 29, 2010	Deed of Trust, Mortgage · Conventional Mortgage NEWTOWNE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2013 · Amount on File
Deed Sale	Jun 6, 2013 · Amount on File
Prior Sale	Nov 1, 2004 · Amount on File
Deed Book / Page	9100 / 61
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	354 MILL STONE RD, CHESAPEAKE, VA 23322-4345
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010703/458
Date	Oct 24, 2023
Book Page	10703/458
Instrument	230022227

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	354 MILL STONE RD, CHESAPEAKE, VA 23322-4345
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007605/231
Date	Sep 17, 2008
Book Page	7605/231

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	354 MILL STONE RD, CHESAPEAKE, VA 23322-4345
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008250/816
Date	Oct 29, 2010
Book Page	8250/816

Lender

Name	NEWTOWNE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 354 Mill Stone Rd was $10,441.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,082,000 (+4.66%) Land $280,000 Building $802,000	$1,082,000 (+4.66%) Land $280,000 Building $802,000
2025	$10,441.00	$1,033,800 Land $250,000 Building $783,800	$1,033,800 Land $250,000 Building $783,800
2023		$850,500 (+5.65%) Land $210,000 Building $640,500	$850,500 (+5.65%) Land $210,000 Building $640,500
2022		$805,000 Land $195,000 Building $610,000	$805,000 Land $195,000 Building $610,000
2019	$7,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 354 Mill Stone Rd; there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Mill Stone Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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