Gallatin County property record for 400 Lower Rainbow Rd, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,638 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Dec 2020) |
| Tax Bill | $4,125 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGF12005 |
| Primary APN | 00RGF12005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 236 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RGF12005 |
|---|---|
| Street Address | 400 LOWER RAINBOW RD |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RAINBOW SUB, S14, T02 S, R04 E, ACRES 1, REARR OF LOTS 433,434 & 435 LOT 433A COS 484 |
| Legal Range | 04E |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Subdivision | RAINBOW SUB |
| Legal Lot Number | 433-435 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | GALLATIN GATEWAY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 1200 |
400 Lower Rainbow Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Gallatin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 4, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Aug 26, 2010 · Amount on File |
| Deed Document Number | 20202711349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Oct 2, 2026 |
| Property Address | 400 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Document Number | 0002887702 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 20262887702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 400 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Document Number | 0002887702, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20262887702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Jan 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Dec 4, 2020 |
| Property Address | 400 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Document Number | 2711349 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 2711349 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Document Number | 2711350 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2711350 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 400 Lower Rainbow Rd was $4,125.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,125.00 | $544,900 | $544,900 Land $357,870 Building $187,030 |
| 2023 | $3,123.00 | $624,500 | $624,500 Land $252,600 Building $371,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Lower Rainbow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jun 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Lower Rainbow Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH STAR ZOOT WATER private · serves 4,323 people · EPA ID MT0004284 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Wisp West.
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