400 Lighthouse Dr, Bluff Dale, TX 76433 Property Records

Erath County property record for 400 Lighthouse Dr, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	2,080 sqft · built 2003
Lot Size	5.01 acres (218,410 sqft)
Owner	Individual Name on Record
Tax Bill	$3,269 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000067620`

Property Details

APN / Parcel Number

Primary APN	`R000067620`
Alternative APN	`R.6760.00558.00.0`

Interior

Building Area	2,080 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 2003
Lot Area	218,410 sqft (5.01 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	757 sqft
Patio Area	216 sqft

Location & Zoning

Account Number	R.6760.00558.00.0
Street Address	400 LIGHTHOUSE DR
City	BLUFF DALE
State	TX
Zip	76433-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6760 MOUNTAIN LAKES, SECTION TWO, TRACT 558
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	558
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1100
Census Tract	950100

Owner

Source: Erath County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	400 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2012
Deed Sale	Mar 6, 2012
Deed Document Number	2012-01252
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	400 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4263
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4263

Mortgage

Document Number	202104410
Date	Jun 9, 2021
Instrument	2021-04410

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	400 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803010
Date	Jun 5, 2018
Instrument	2018-03010

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	400 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS SECURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006596
Date	Oct 26, 2020
Instrument	2020-06596

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	400 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905087
Date	Sep 3, 2019
Instrument	2019-05087

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erath County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,700 (+10.13%) Land $90,250 Building $406,450	$496,700 (+10.13%) Land $90,250 Building $406,450
2023	$3,269.00 (-27.01%) Senior Citizen's exemption	$451,000 Land $80,220 Building $370,780	$451,000 Land $80,220 Building $370,780
2022	$4,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Lipan Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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