120 Lighthouse Dr, Bluff Dale, TX 76433 Property Records

Erath County property record for 120 Lighthouse Dr, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	3,607 sqft · built 2018
Lot Size	5.01 acres (218,410 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,307 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000067616`

Property Details

APN / Parcel Number

Primary APN	`R000067616`
Alternative APN	`R.6760.00554.00.0`

Interior

Building Area	3,607 sqft Living Area
1st Floor Area	400 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	218,410 sqft (5.01 acres)
Garage Type	Attached
Garage Area	672 sqft
Porch	Porch
Porch Area	666 sqft
Patio Area	224 sqft

Location & Zoning

Account Number	R.6760.00554.00.0
Street Address	120 LIGHTHOUSE DR
City	BLUFF DALE
State	TX
Zip	76433-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6760 MOUNTAIN LAKES, SECTION TWO, TRACT 554
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	554
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1100
Census Tract	950100

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHELL ALVIN EUGENE
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALVIN EUGENE SCHELL ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025
Deed Sale	Mar 24, 2025
Prior Sale	Jul 30, 2020
Deed Document Number	20251474
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Recording Date	Jun 22, 2026
Property Address	120 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4403
Document Number	0000003530
Instrument Date	Jun 16, 2026
Instrument	20263530
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4403

Mortgage

Document Number	0000003530,
Date	Jun 22, 2026
Instrument	20263530

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	120 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4403
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4403

Mortgage

Document Number	0202304153
Date	Jul 24, 2023
Instrument	2023-04153

Lender

Name	SCHELL ALVIN EUGENE
Type	Private Party
Address	1617 CHESAPEAKE BAY CT, GRANBURY, TX 76048

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	120 LIGHTHOUSE DR, BLUFF DALE, TX 76433-4403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000705
Date	Feb 7, 2020
Instrument	2020-00705

Lender

Name	ALVIN EUGENE SCHELL ETAL
Type	Private Party
Address	1617 CHESAPEAKE BAY CT, GRANBURY, TX 76048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,307.00 (+39.47%)	$676,890 (+8.43%) Land $100,280 Building $576,610	$676,890 (+8.43%) Land $100,280 Building $576,610
2025	$5,956.00 (+2.78%) Homeowner's exemption	$624,260 (-10.59%) Land $90,250 Building $534,010	$624,260 (-10.59%) Land $90,250 Building $534,010
2023	$5,795.00 (-12.88%) Homeowner's exemption	$698,170 Land $80,220 Building $617,950	$698,170 Land $80,220 Building $617,950
2022	$6,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 57% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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