400 Legate Hill Rd, Charlemont, MA 01339 Property Records

Franklin County and Charlemont Town property record for 400 Legate Hill Rd, Charlemont, MA 01339

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 868 sqft · built 2010
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jan 2021)
Tax Bill$4,218 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
APNM_85227_93

Property Details

APN / Parcel Number

Primary APNM_85227_93
Alternative APNs
  • CLMT M:012.0 B:0000 L:0008.0
  • CHAR M:012.0 B:0000 L:0008.0
  • M_85227_935226

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area868 sqft Living Area
Gross Area1,958 sqft
1st Floor Area496 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account NumberM_85227_935226
Street Address400 LEGATE HILL RD
CityCHARLEMONT
StateMA
Zip01339-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number8.0
JurisdictionCHARLEMONT MA
Township / Civil DivisionCHARLEMONT
Census Block Group1
Census Block1086
Census Tract40100

Owner

Source: Franklin County and Charlemont Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 LEGATE HILL RD, CHARLEMONT, MA 01339-9709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL SERVICES NETWORK
Jan 22, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GREENFIELD COOPERATIVE BANK
May 23, 2017Quit Claim Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2021 · Amount on Record
Deed SaleJan 22, 2021 · Amount on Record
Prior SaleMay 23, 2017 · Amount on Record
Deed Book / Page7691 / 169
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLEMONT MA
Property Address400 LEGATE HILL RD, CHARLEMONT, MA 01339-9709
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7489-68
DateJan 27, 2020
Book Page7489/68
Instrument790
Lender
NameAMERICAN FINANCIAL SERVICES NETWORK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLEMONT MA
Recording DateJan 22, 2021
Property Address400 LEGATE HILL RD, CHARLEMONT, MA 01339-9709
Document Number7691-169
Book / Page7691 / 169
Instrument DateJan 22, 2021
Instrument772
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address42 OLD CYRUS STAGE RD, ROWE, MA 01367-9758

Mortgage

Document Number773
DateJan 22, 2021
Instrument773
Lender
NameGREENFIELD COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLEMONT MA
Recording DateMay 23, 2017
Property Address400 LEGATE HILL RD, CHARLEMONT, MA 01339-9709
Document Number7035-69
Book / Page007035 / 000069
Instrument DateMay 16, 2017
Instrument5103
Transaction TypeTransfer
Record UpdatedJun 13, 2017

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$832.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 LEGATE HILL RD CHARLEMONT MA 013399709, CHARLEMONT, MA 01339-9709

Mortgage

Document Number7035-72
DateMay 23, 2017
Book Page007035/000072
Instrument5104
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2047

Tax Assessment & Valuation

Source: Franklin County and Charlemont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionCharlemont Town
Elementary School DistrictHawlemont School District (PK - 06)
Secondary School DistrictMohawk Trail Regional School District in Hawley and Charlemont towns (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,218.00 (-2.7%)$230,500 (+10.08%) Land $49,500 Building $181,000$288,325
2024$4,335.00 (+9.61%)$209,400 (+9.23%) Land $45,200 Building $164,200
2023$3,955.00$191,700 Land $41,900 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Whip City Fiber
Fiber
1,000 / 1,000

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