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400 Klock Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 400 Klock Rd, Benton Harbor, MI 49022

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details40,063 sqft · built 1999
Lot Size9.78 acres (426,017 sqft)
OwnerCompany Name on File
Last Sale$11,830,000 (Jan 2022)
Tax Bill$106,769 (2025)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone X (minimal risk)
APN54-0013-0014-05-6

Property Details

APN / Parcel Number

Primary APN54-0013-0014-05-6
Alternative APN
  • 11-54-0013-0014-05-6

Interior

Stories1 Story
Building Area40,063 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Fire ResistanceMasonry Walls, Wood Interior
Lot Area426,017 sqft (9.78 acres)
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address400 KLOCK RD
CityBENTON HARBOR
StateMI
Zip49022-3638
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeDISTRICT G
Legal DescriptionPT OF SE 1/4 SEC 13 T4S R19W CITY OF BENTON HARBOR BERRIEN CO MICHIGAN COM AT W 1/4 COR SD SEC 13 TH S88DEG32'08E ON E&W 1/4 LN OF SD SEC 2629.05' TO CEN SD SEC 13 TH S88DEG31'55"E ON SD E&W 1/4 LN 1409.54' TO NLY EXT OF WLY R/W LN OF EIGHTH ST TH S0
Legal Range19W
Legal Township04S
Legal Section13
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group2
Census Block2006
Census Tract400

Owner

400 Klock Rd, a commercial property, is owned by a company that bought it in January 2022.

Source: Berrien County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address30 N LA SALLE ST, 4140, CHICAGO, IL 60602-2900
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022 · Amount on File
Deed SaleJan 10, 2022 · Amount on File
Prior SaleDec 24, 2014
Deed Document Number2022340072
Deed Book / Page3359 / 3219
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJan 10, 2022
Property Address400 KLOCK RD, BENTON HARBOR, MI 49022-3638
Document Number03359/3219
Book / Page3359 / 3219
Instrument DateDec 9, 2021
Instrument2022340072
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL NIS CO

Transaction

AmountAmount on Record
Tax$88,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 S WACKER DR STE 1220, 1220, CHICAGO, IL 60606-4430

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 S WACKER DR STE 1220, 1220, CHICAGO, IL 60606-4430
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 400 Klock Rd was $106,769.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,820,900$5,641,800
2025$106,769.00
2023$2,295,600$4,591,200
2022$4,957.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Klock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Klock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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