400 Kennedy Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 400 Kennedy Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,120 sqft · built 1971
Lot Size0.108 acres (4,690 sqft)
Owner2 Individual Names on File
Tax Bill$739 (2025)
Deeds & MortgagesFeb 2026 Sale
Feb 2020 Loan Modification
Flood ZoneZone X (moderate risk)
APN835-27-016

Property Details

APN / Parcel Number

Primary APN835-27-016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,690 sqft (0.108 acres)
Lot Dimensions70 ft deep x 67 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address400 KENNEDY CT
CityGILROY
StateCA
Zip95020-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionTRACT 4797 LUNA ESTATES BOOK 286 PAGE 10 PAGE 11 LOT 30
Legal SubdivisionLUNA ESTATES
Legal Tract4797
Legal Lot Number30
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2002
Census Tract512604

Owner

400 Kennedy Ct is owned and occupied by two individuals who acquired it in February 2008.

Source: Santa Clara County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address400 KENNEDY CT, GILROY, CA 95020-3623
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Distribution, Transfer
Feb 18, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 14, 2008
Transfer Doc0019758564
Record UpdatedOct 29, 2026

February 2026: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionSANTA CLARA CA
Recording DateFeb 3, 2026
Property Address400 KENNEDY CT, GILROY, CA 95020-3623
Document Number0025938582
Map ReferenceMB 286 PG 10 & 11
Instrument DateFeb 3, 2026
Instrument25938582
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CLARA CA
Property Address400 KENNEDY CT, GILROY, CA 95020-3623
Document Number0024431921
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 KENNEDY CT GILROY CA 950203623, GILROY, CA 95020-3623

Mortgage

Document Number0024431921
DateMar 17, 2020
Instrument24431921
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueMar 16, 2060
Interest
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 400 Kennedy Ct was $739, up 1.7% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$749,088 (+1,424.46%) Land $598,230 Building $150,858
2025$739.00 (+1.65%)$49,138 Land $14,751 Building $34,387
2024$727.00 (+0.69%)
2023$722.00 (-32.08%)$47,231 Land $14,179 Building $33,052
2022$1,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 400 Kennedy Ct in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1982–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Kennedy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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