400 Jacobs Rd, Bryson City, NC 28713 Property Records

Swain County property record for 400 Jacobs Rd, Bryson City, NC 28713 · Last verified November 2023

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1974
Square Footage	3,647 sqft Total Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Last Sale	$217,500 (2019)
Tax Bill	$898.00 (2023)

Owner

Source: Swain County records · APN 666320725257

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	400 JACOBS RD, BRYSON CITY, NC 28713-6552
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Doc Number	01982
Deed Book / Page	00473 / 0001
Record Refreshed	Jun 07, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	400 JACOBS RD, BRYSON CITY, NC 28713-6552
Transaction Type	Mortgage
Record Updated	Nov 07, 2023
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00452/0824
Date	Oct 12, 2017
Book Page	00452/0824
Instrument	01720

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	400 JACOBS RD, BRYSON CITY, NC 28713-6552
Transaction Type	Mortgage
Record Updated	Nov 07, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00000505/1
Date	Mar 21, 2022
Book Page	505/1
Instrument	686

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Nov 20, 2019
Property Address	400 JACOBS RD, BRYSON CITY, NC 28713-6552
Document Number	00473/0001
Book / Page	00473 / 0001
Instrument Date	Nov 20, 2019
Instrument	01982
Transaction Type	Transfer
Record Updated	Nov 07, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 JACOBS RD, BRYSON CITY, NC 28713-6552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 JACOBS RD, BRYSON CITY, NC 28713-6552
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001983
Date	Nov 20, 2019
Instrument	01983

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Swain County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$898.00 Additional exemption filed	$217,760 Land $16,840 Building $200,920	$217,760 Land $16,840 Building $200,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Swain County (37173C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	About 1 in 575 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`666320725257`
Alternative APN	`539512`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,647 sqft Total Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1974
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,038 sqft (0.46 acres)

Utilities and HVAC

Cooling System	None Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	539512
Street Address	400 JACOBS RD
City	BRYSON CITY
State	NC
Zip	28713-6552
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	20-OR-696-JACKSON LINE
Legal Subdivision	JACKSON LINE
Jurisdiction	SWAIN NC
Minor Civil Division	CHARLESTON
Census Blockgroup	1
Census Block	1050
Census Tract	960301

400 Jacobs Rd, Bryson City, NC 28713 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Jacobs Rd

Nearby Streets

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