396 Jacobs Rd, Bryson City, NC 28713 Property Records

Swain County property record for 396 Jacobs Rd, Bryson City, NC 28713

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,995 sqft · built 1986
Lot Size	1.71 acres (74,880 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (Jan 2023)
Tax Bill	$268 (2022)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`666319723333`

Property Details

APN / Parcel Number

Primary APN	`666319723333`
Alternative APNs	`509539` `540336`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,995 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,880 sqft (1.71 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	540336
Street Address	396 JACOBS RD
City	BRYSON CITY
State	NC
Zip	28713-6551
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	20-OR-6106-JACKSON LINE
Legal Lot Number	5
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1050
Census Tract	960301

Owner

Source: Swain County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1642, BRYSON CITY, NC 28713-1642
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	25
Deed Book / Page	516 / 38
Record Updated	Jun 7, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jan 6, 2023
Property Address	396 JACOBS RD, BRYSON CITY, NC 28713-6551
Document Number	0000516/38
Book / Page	516 / 38
Instrument Date	Dec 16, 2022
Instrument	25
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	396 JACOBS RD, BRYSON CITY, NC 28713-6551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1642, BRYSON CITY, NC 28713-1642

Mortgage

Document Number	0000000026
Date	Jan 6, 2023
Instrument	26

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000516/53
Date	Jan 6, 2023
Book Page	516/53
Instrument	27

Lender

Name	EASTERN BAND
Type	Non-Lending Institution
Address	CHEROKEE, NC 28719

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	457 Months
Due	Feb 1, 2061

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Additional exemption filed	$98,710 (-) Land $37,540 Building $61,170	$98,710 (-) Land $37,540 Building $61,170
2022	$268.00	$98,710 Land $37,540 Building $61,170	$98,710 Land $37,540 Building $61,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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