400 Hemlock Trl, Blue Ridge, GA 30513 Property Records

Fannin County property record for 400 Hemlock Trl, Blue Ridge, GA 30513

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 1978
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Nov 2023)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0063 A 011`

Property Details

APN / Parcel Number

Primary APN	`0063 A 011`
Alternative APN	`12137`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Heated Area
1st Floor Area	1,024 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplace	2 Story

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	168 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	456 sqft
Deck Area	128 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12137
Old Parcel Number	0063A011
Street Address	400 HEMLOCK TRL
City	BLUE RIDGE
State	GA
Zip	30513-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL182 TRT15 DB1581-738* 0.70 ACS
Legal Subdivision	SISSON & GAZDA
Legal Tract	15
Legal Lot Number	15
Jurisdiction	FANNIN GA
Township / Civil Division	MCCAYSVILLE
Census Block Group	5
Census Block	5020
Census Tract	50200

Owner

400 Hemlock Trl is owned and occupied by two individuals who bought it in November 2023.

Source: Fannin County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 HEMLOCK TRL, BLUE RIDGE, GA 30513-6145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	0001581738
Deed Book / Page	1175 / 63
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	2021-001525
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	400 HEMLOCK TRL, BLUE RIDGE, GA 30513-6145
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HEMLOCK TRL, BLUE RIDGE, GA 30513-6145
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001549/0000000626
Date	Mar 31, 2023
Book Page	0000001549/0000000626

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	400 HEMLOCK TRL, BLUE RIDGE, GA 30513-6145
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WALDORF DR, PERRY, GA 31069-9752
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001456/0000000666
Date	Sep 30, 2021
Book Page	0000001456/0000000666

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 30, 2021
Property Address	400 HEMLOCK TRL, BLUE RIDGE, GA 30513-6145
Document Number	0001424/97
Book / Page	1424 / 97
Instrument Date	Apr 30, 2021
Instrument	2021-001525
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WALDORF DR, PERRY, GA 31069-9752

Tax Assessment & Valuation

The 2025 property tax bill for 400 Hemlock Trl was $1,504.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,504.00	$165,828 Land $16,938 Building $148,890	$414,568 Land $42,344 Building $372,224
2023		$105,944 (-0.91%) Land $16,938 Building $89,006	$264,860 (-0.91%) Land $42,344 Building $222,516
2022	$1,499.00	$106,922 Land $16,938 Building $89,984	$267,304 Land $42,344 Building $224,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Hemlock Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Hemlock Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCAYSVILLE serves 7,020 people · EPA ID GA1110001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, ETC, T-Mobile, TDS Telecom.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hemlock Trl

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