357 Hemlock Trl, Blue Ridge, GA 30513 Property Records

Fannin County property record for 357 Hemlock Trl, Blue Ridge, GA 30513

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 2007
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Last Sale	$409,724 (Apr 2026)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0063 A 038`

Property Details

APN / Parcel Number

Primary APN	`0063 A 038`
Alternative APN	`12161`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Heated Area
Basement Area	856 sqft
Unfinished Basement	856 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	21,344 sqft (0.49 acres)
Porch	Slab
Porch Area	624 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	12161
Street Address	357 HEMLOCK TRL
City	BLUE RIDGE
State	GA
Zip	30513-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-2 LL182 LT37 & P/O LT 38 DB1214-34
Legal Subdivision	SISSON & GAZDA
Legal Block	G
Legal Lot Number	37PO38
Jurisdiction	FANNIN GA
Township / Civil Division	MCCAYSVILLE
Census Block Group	5
Census Block	5020
Census Tract	50200

Owner

Source: Fannin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 580, OAKWOOD, GA 30566-0010
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer
Feb 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Book / Page	1695 / 725
Prior Transfer Date	Apr 14, 1999
Prior Transfer Doc	0321000187
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 1, 2026
Property Address	357 HEMLOCK TRL, BLUE RIDGE, GA 30513-6121
Document Number	1695000725
Book / Page	1695 / 725
Instrument Date	Mar 3, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	357 HEMLOCK TRL, BLUE RIDGE, GA 30513-6121
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HEMLOCK TRL, BLUE RIDGE, GA 30513-6121

Mortgage

Document Number	0000001544/0000000574
Date	Feb 21, 2023
Book Page	0000001544/0000000574

Lender

Name	CHANGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	10%
Type Change Date	Mar 1, 2020

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 19, 2017
Property Address	357 HEMLOCK TRL, BLUE RIDGE, GA 30513-6121
Document Number	0001214/34
Book / Page	1214 / 34
Instrument Date	Jun 19, 2017
Instrument	2017-001429
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BEVINGTON LN, WOODSTOCK, GA 30188-5421

Mortgage

Document Number	1214/35
Date	Jun 23, 2017
Book Page	1214/35
Instrument	2187210016

Lender

Name	EVERETT FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (-19.49%)	$203,658 (+25.85%) Land $7,920 Building $195,738	$509,144 (+25.85%) Land $19,800 Building $489,344
2023		$161,832 (-1.09%) Land $7,920 Building $153,912	$404,580 (-1.09%) Land $19,800 Building $384,780
2022	$2,294.00	$163,619 Land $7,920 Building $155,699	$409,048 Land $19,800 Building $389,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCAYSVILLE serves 7,020 people · EPA ID GA1110001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, ETC, T-Mobile, TDS Telecom.

Cell Coverage

5G and 4G LTE (outdoors only)

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