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400 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 400 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 8,039 sqft · built 2024
Lot Size0.52 acres (22,688 sqft)
OwnerIndividual Name on File
Tax Bill$343,865 (2025)
Deeds & MortgagesDec 2023 Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN24-4232-007-0080

Property Details

APN / Parcel Number

Primary APN24-4232-007-0080

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area8,039 sqft Living Area
Gross Area10,837 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete
Roof TypeRigid Frame Bar Joist
Lot Area22,688 sqft (0.52 acres)
Lot Dimensions210 ft deep x 108 ft wide
Pool Area65 sqft
Patio Area220 sqft
FenceFence

Location & Zoning

Street Address400 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 54 42 & 5 6 55 42 TROPICAL ISLE HOMES RESUB 3RD ADD PB 52-27 LOT 9 BLK 17 LOT SIZE IRREGULAR OR 20332-4698 04/2002 1
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES RESUB 3RD ADDN
Legal Block17
Legal Lot Number9
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-007-0080

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address848 BRICKELL AVE STE 1100, 1100, MIAMI, FL 33131-2943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 28, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 28, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2021
Deed SaleMay 28, 2021
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number2021R0381287
Deed Book / Page32534 / 2791
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address400 HARBOR DR, KEY BISCAYNE, FL 33149-1705
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 HARBOR DR, KEY BISCAYNE, FL 33149-1218

Mortgage

Document Number0000915721
DateDec 21, 2023
Book Page34020/323
Instrument2023R0915721
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressELGIN, IL 60124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJan 01, 2034
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexSOFR Average 30-Day
Max Rate7.75%

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDADE FL
Recording DateMay 28, 2021
Property Address400 HARBOR DR, KEY BISCAYNE, FL 33149-1705
Document Number0000381287
Book / Page32534 / 2791
Map ReferenceMB 52 PG 27
Instrument DateMay 19, 2021
Instrument2021R0381287
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address848 BRICKELL AVE STE 1100, 1100, MIAMI, FL 33131-2943

Transferred To (Grantee/Buyer)

NameVerified Name
Address848 BRICKELL AVE STE 1100, 1100, MIAMI, FL 33131-2943

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDADE FL
Recording DateJun 28, 2018
Property Address400 HARBOR DR, KEY BISCAYNE, FL 33149-1705
Document Number0000382676
Book / Page031034 / 001641
Instrument DateJun 06, 2018
Instrument382676
Transaction TypeForeclosure
Record UpdatedJul 20, 2018

Transaction

AmountAmount Recorded
Tax$3,000.60
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address848 BRICKELL AVE #1100 MIAMI FL 331312943, 1100, MIAMI, FL 33131-2943

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$343,865.00 (+89.96%) Homeowner's exemption$22,079,508 (+88%) Land $15,881,600 Building $6,197,908$22,079,508 (+88%) Land $15,881,600 Building $6,197,908
2023$181,017.00 (+10.79%)$11,744,346 (+8.37%) Land $11,344,000 Building $400,346$11,744,346 (+8.37%) Land $11,344,000 Building $400,346
2022$163,394.00$10,837,452 Land $10,436,480 Building $400,972$10,837,452 Land $10,436,480 Building $400,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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