Miami-Dade County property record for 365 Harbor Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,425 sqft · built 2012 |
| Lot Size | 0.174 acres (7,619 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Feb 2011) |
| Tax Bill | $38,144 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-006-3230 |
| Primary APN | 24-4232-006-3230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 4,425 sqft Living Area |
| Gross Area | 5,517 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 7,619 sqft (0.174 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 371 sqft |
| Patio Area | 200 sqft |
| Fence | Fence |
| Street Address | 365 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100:SINGLE FAM,GENERAL |
| Legal Description | TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 8 BLK 30 LOT SIZE 76.19 X 100 OR 20012-3247 10/2001 1 COC 24057-0058 06 2005 1 |
| Legal Range | 42 |
| Legal Township | 54 |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB |
| Legal Block | 30 |
| Legal Lot Number | 8 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-006-3230
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 365 HARBOR DR, KEY BISCAYNE, FL 33149-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2011 · Amount on Record |
| Deed Sale | Feb 10, 2011 · Amount on Record |
| Prior Sale | Dec 16, 2005 · Amount on Record |
| Deed Document Number | 2011R0093456 |
| Deed Book / Page | 27583 / 1775 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 365 HARBOR DR, KEY BISCAYNE, FL 33149-1234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 365 HARBOR DR, KEY BISCAYNE, FL 33149-1234 |
| Document Number | 0000388143 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 33183/2404 |
| Instrument | 2022R0388143 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 365 HARBOR DR, KEY BISCAYNE, FL 33149-1234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000309817 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 31955/1735 |
| Instrument | 2020R0309817 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.08% |
| Type Change Date | Jun 01, 2027 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.08% |
| Index | 1-Year LIBOR |
| Max Rate | 8.08% |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,144.00 (+3.66%) Homeowner's exemption | $2,402,364 (+5.99%) | $3,339,095 (+15.83%) Land $1,980,940 Building $1,358,155 |
| 2023 | $36,797.00 (+3.74%) Homeowner's exemption | $2,266,660 (+3%) | $2,882,702 (+15.88%) Land $1,752,370 Building $1,130,332 |
| 2022 | $35,469.00 Homeowner's exemption | $2,200,641 | $2,487,645 Land $1,344,754 Building $1,142,891 |
Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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