400 Garfield Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 400 Garfield Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,463 sqft · built 1985
Lot Size	0.145 acres (6,298 sqft)
Owner	2 Trust Names on File
Last Sale	$200,000 (Nov 2020)
Tax Bill	$7,263 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`835-03-043`

Property Details

APN / Parcel Number

Primary APN	`835-03-043`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,298 sqft (0.145 acres)
Lot Dimensions	95 ft deep x 63 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	400 GARFIELD CT
City	GILROY
State	CA
Zip	95020-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7079 LOT 16
Legal Subdivision	7079 WALNUT GLEN
Legal Tract	7079
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	512604

Owner

400 Garfield Ct is held in a trust since November 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3479 MOUNT MADONNA DR, SAN JOSE, CA 95127-4829
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	202024723728
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0024723728
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 10, 2026
Property Address	400 GARFIELD CT, GILROY, CA 95020-3637
Document Number	0025970646
Instrument Date	Feb 27, 2026
Instrument	202625970646
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3479 MOUNT MADONNA DR, SAN JOSE, CA 95127-4829

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 24, 2020
Property Address	400 GARFIELD CT, GILROY, CA 95020-3637
Document Number	0024723728
Map Reference	MB 532 PG 27&28
Instrument Date	Nov 18, 2020
Instrument	24723728
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 GARFIELD CT, 400, GILROY, CA 95020-3637

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 GARFIELD CT, GILROY, CA 95020-3637

Mortgage

Document Number	0024723729
Date	Nov 24, 2020
Instrument	24723729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 Garfield Ct was $7,263, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,149 (+2%) Land $291,016 Building $305,133
2025	$7,263.00 (+1.59%)	$584,460 Land $285,310 Building $299,150
2024	$7,149.00 (+0.59%)
2023	$7,107.00 (+1.67%)	$561,767 Land $274,232 Building $287,535
2022	$6,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 400 Garfield Ct in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Garfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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