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445 Garfield Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 445 Garfield Ct, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,100 sqft · built 1985
Lot Size0.135 acres (5,922 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Jul 2018)
Tax Bill$7,396 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN835-03-054

Property Details

APN / Parcel Number

Primary APN835-03-054

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Construction TypeWood
Lot Area5,922 sqft (0.135 acres)
Lot Dimensions95 ft deep x 63 ft wide
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address445 GARFIELD CT
CityGILROY
StateCA
Zip95020-3637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 7079 LOT 5
Legal SubdivisionPARAISO DE ENSUENO
Legal Tract7079
Legal Lot Number5
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2001
Census Tract512604

Owner

Source: Santa Clara County records · APN 835-03-054

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address445 GARFIELD CT, GILROY, CA 95020-3637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 26, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 26, 2018Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2018 · Amount on Record
Deed SaleJul 26, 2018 · Amount on Record
Prior SaleNov 17, 2008 · Amount on Record
Deed Document Number23991008
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address445 GARFIELD CT, GILROY, CA 95020-3637
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 GARFIELD CT, GILROY, CA 95020-3637

Mortgage

Document Number0024851483
DateMar 01, 2021
Instrument24851483
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address445 GARFIELD CT, GILROY, CA 95020-3637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024413503
DateFeb 26, 2020
Instrument24413503
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJul 26, 2018
Property Address445 GARFIELD CT, GILROY, CA 95020-3637
Document Number0023991008
Map ReferenceMB532 PG27-28
Instrument DateJun 20, 2018
Instrument23991008
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIDELITY NATL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address445 GARFIELD CT, GILROY, CA 95020-3637

Mortgage

Document Number0023991009
DateJul 26, 2018
Instrument23991009
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,396.00 (+2.24%) Homeowner's exemption$602,376 (+4.04%) Land $446,205 Building $156,171
2023$7,234.00 (+1.69%) Homeowner's exemption$578,986 Land $428,879 Building $150,107
2022$7,114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855126042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Claims7 (1982–1997)
Most Recent ClaimJan 1997, river or lake flooding, Severe Storms, Flooding, Mud And Landslides
Claims By Storm
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: California Internet, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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