Fannin County property record for 400 FM 1629, Bonham, TX 75418
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 3,012 sqft · built 2017 |
| Lot Size | 12.4 acres (543,585 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,212 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 0417-030-002C-05 |
| Primary APN | 0417-030-002C-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| 2nd Floor Area | 1,080 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Lot Area | 543,585 sqft (12.4 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Porch | Porch |
| Porch Area | 1,728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 0417-030-002C-05 |
|---|---|
| Old Parcel Number | 109895 |
| Street Address | 400 FM 1629 |
| City | BONHAM |
| State | TX |
| Zip | 75418-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0417 M GILBERT, ACRES 12.479 |
| Legal Subdivision | MABEL GILBERT SURV ABS #417 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950600 |
400 FM 1629, a rural home, is owned and occupied by two individuals who acquired it in June 2017.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 772, BONHAM, TX 75418-0772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 |
| Deed Sale | Jun 6, 2017 |
| Deed Document Number | 0001961231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 400 FM 1629, BONHAM, TX 75418-8981 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020003909 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020003909 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BONHAM, TX 75418 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 400 FM 1629, BONHAM, TX 75418-8981 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2097/0105 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 2097/0105 |
| Instrument | 2018-7366 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $552,120 Land $216,050 Building $336,070 | $552,120 Land $216,050 Building $336,070 | |
| 2024 | $4,212.00 | ||
| 2023 | $357,146 | $569,040 Land $212,790 Building $356,250 | |
| 2018 | $1,487.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 FM 1629 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 FM 1629 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Rise Broadband Fixed Wireless | 50 / 10 |
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