1049 FM 1629, Bonham, TX 75418 Property Records

Fannin County property record for 1049 FM 1629, Bonham, TX 75418

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,900 sqft · built 2022
Lot Size8.32 acres (362,419 sqft)
Owner2 Individual Names on Record
Tax Bill$8,354 (2025)
Deeds & MortgagesAug 2023 Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN0431-014-0000-05

Property Details

APN / Parcel Number

Primary APN0431-014-0000-05
Alternative APN
  • 75877

Interior

Full Baths1 Bath
Building Area2,900 sqft Living Area
Gross Area1,188 sqft
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Lot Area362,419 sqft (8.32 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area204 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Account Number0431-014-0000-05
Street Address1049 FM 1629
CityBONHAM
StateTX
Zip75418-8927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0431 T GILBERT, ACRES 8.32
Legal SubdivisionTHOMAS GILBERT SURVEY ABSTRACT NO 431
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group2
Census Block2021
Census Tract950600

Owner

Source: Fannin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1049 FM 1629, BONHAM, TX 75418-8927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Aug 5, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 2, 2019
Transfer Doc02156/0319
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address1049 FM 1629, BONHAM, TX 75418-8927
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 FM 1629, BONHAM, TX 75418-8927

Mortgage

Document Number2023005561
DateAug 28, 2023
Instrument2023005561
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFANNIN TX
Recording DateAug 5, 2019
Property Address1049 FM 1629, BONHAM, TX 75418-8927
Document Number02156/0319
Book / Page2156 / 0319
Instrument DateAug 2, 2019
Instrument2019-4696
Transaction TypeTransfer
Record UpdatedDec 8, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4152 W TEXAS HIGHWAY 56, 4152, ECTOR, TX 75439-5624

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 FM 1629, BONHAM, TX 75418-8927

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,354.00 (+17.98%) Homeowner's exemption$653,460 (+22.49%) Land $271,990 Building $381,470$653,460 (+22.49%) Land $271,990 Building $381,470
2024$7,081.00 (+238.64%)
2023$533,480 Land $188,600 Building $344,880$533,480 Land $188,600 Building $344,880
2018$2,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2015–2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST FANNIN COUNTY SUD
serves 9,198 people · EPA ID TX0740031
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
300 / 75
Starlink
Satellite
280 / 30
360 Broadband
Fixed Wireless
60 / 6
Rise Broadband
Fixed Wireless
50 / 10

Nearby Properties on FM 1629

Nearby Streets

Search Property Records by Address or Parcel Number