400 Fairlea Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 400 Fairlea Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,810 sqft · built 1938
Lot Size	0.245 acres (10,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,038,000 (Nov 2022)
Tax Bill	$11,410 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-624-90022842`

Property Details

APN / Parcel Number

Primary APN	`01-624-90022842`
Alternative APNs	`162490022842` `62490022842`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	3,514 sqft
1st Floor Area	1,492 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,650 sqft (0.245 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	466 sqft
Deck Area	178 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	62490022842
Street Address	400 FAIRLEA DR
City	EDGEWATER
State	MD
Zip	21037-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT A OR 10650 SQ FT PINE WHIFF BEACH
Legal Subdivision	PINE WHIFF BEACH
Legal Block	2
Legal Lot Number	A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 FAIRLEA DR, EDGEWATER, MD 21037-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 7, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Book / Page	39256 / 127
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 7, 2022
Property Address	400 FAIRLEA DR, EDGEWATER, MD 21037-1532
Document Number	0392560127
Book / Page	39256 / 127
Map Reference	LB 3263 FO 431
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 FAIRLEA DR, 400, EDGEWATER, MD 21037-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 FAIRLEA DR, EDGEWATER, MD 21037-1532

Mortgage

Document Number	0039256134
Date	Nov 7, 2022
Instrument	39256/134

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	400 FAIRLEA DR, EDGEWATER, MD 21037-1532
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0331090144
Date	May 7, 2019
Book Page	33109/144

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.8%
Index	1-Year LIBOR
Max Rate	8.8%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$999,600 (-3.69%) Land $614,300 Building $385,300	$999,600 (-3.69%) Land $614,300 Building $385,300
2025	$11,410.00 (+0.68%)
2023	$11,333.00	$1,037,900 Land $747,500 Building $290,400	$1,037,900 Land $747,500 Building $290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairlea Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures